Payments

Creating a Family Budget: A Practical Guide to Getting Up to Speed on Your Mortgage Payment

If you’re struggling to make your mortgage payment each month, it could be that your spending habits aren’t aligned with your income. When that happens, creating a family budget can be a powerful way to achieve greater financial stability, so you can make your payments with cash left over for your household needs and wants.

Why Setting Up Autodraft Could Be a Smart Move

Managing your mortgage doesn’t have to be a hassle. One of the easiest ways to stay on top of your payments—and potentially help you avoid costly fees—is by enrolling in automatic payments, also known as autodraft.

How to avoid late payments and late fees

Life gets hectic, and sometimes bills fall behind—maybe even your mortgage. Whether it’s due to a financial setback or you simply forgot, missing a payment can lead to late fees and credit score damage. We want to help you stay on track and avoid those consequences.

Understanding your mortgage payment

Buying a home is a major financial milestone, and for many, it’s the largest investment they’ll ever make. With a typical 30-year loan, you’re committing to 360 monthly payments. That’s why it’s essential to grasp what’s included in your payment and how it evolves over time.

Facing Mortgage Trouble? Shellpoint Offers Flexible Payment Solutions

If you’re falling behind on your mortgage, you’re not alone—and you don’t have to navigate it alone either. We offer a variety of alternative payment options designed to help you stay in your home and mitigate credit damage.

What are nonsufficient funds (NSF) fees and how can I avoid them?

If you've ever tried to make a payment without enough money in your account, you may have encountered a nonsufficient funds (NSF) fee. Read on to find out what NSF fees are and how you can avoid them.

Making your final loan payment: the five-step process

Paying off your mortgage is a big deal, and there’s more to it than just sending us your final payment. This article explains how you can pay off your mortgage loan in just five easy steps.