Helpful Tips

Why Did My Escrow Payment Change?

Escrow accounts simplify homeownership by bundling property tax and insurance costs into your monthly mortgage payment. While convenient, the escrow portion of your payment may shift from time to time. Knowing the reasons behind these adjustments helps you plan ahead and better manage expenses.

Facing Mortgage Trouble? Shellpoint Offers Flexible Payment Solutions

If you’re falling behind on your mortgage, you’re not alone—and you don’t have to navigate it alone either. We offer a variety of alternative payment options designed to help you stay in your home and mitigate credit damage.

Escrow Accounts: What They Are and How They Work

If you’ve got a mortgage, you may have heard the term “escrow”—but what does it actually mean? In the world of home loans, escrow often plays a key role in managing important property-related expenses.

Escrow Refunds: What Homeowners Should Know

Many homeowners have an escrow account associated with their mortgage, from which their lender pays homeowners insurance and property taxes when they come due. Escrow payments may increase or decrease due to several factors. If your escrow account is found to have extra money in it, you may be issued a refund.

What are nonsufficient funds (NSF) fees and how can I avoid them?

If you've ever tried to make a payment without enough money in your account, you may have encountered a nonsufficient funds (NSF) fee. Read on to find out what NSF fees are and how you can avoid them.

Mortgage Considerations During a Government Shutdown