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Found 11 results for 'Help'.

Improve Your Credit Score in Just 30 Days

Everyone knows that a higher credit score helps improve your chance of being approved for lower-interest mortgages, car loans, and credit cards. But in today’s world, a low credit score presents other...

Additional Mortgage Help Resources

List of Homeowner Assistance Fund Programs by State Alabama Agency: Alabama Housing Finance AuthorityAlabama Program Website   Alaska Agency: Alaska Housing Finance CorporationAlaska Program Website  ...

How to avoid late payments and late fees

Sometimes life throws you a financial curveball, and suddenly it looks like your mortgage payment might be late. A common myth says that “one late payment won’t hurt your credit score.” But the truth ...

Use autodraft payments to save money and time.

Almost everyone makes a late payment from time to time. So it’s no big deal, right?  In fact, a late payment can be a bigger deal than you might think. A recent survey found that almost 4 out of 10 A...

Understanding Escrow

Unless you have a mortgage loan, “escrow” is a word you may not be familiar with. But in the mortgage world, you hear a lot about it. Thankfully, escrow is not hard to explain—or understand. So let’s ...

Understanding your mortgage payment

For most people, buying a home is the biggest and most complicated financial transaction of their lives. Mortgage payments can also be big and complex, with multiple parts that can change over time. Y...

Avoiding mortgage delinquency

“Delinquent” is a Latin word that dates back 2,000 years—and it basically means “falling short”. Your mortgage loan is considered delinquent when you fall short of making your payment by its due date....

What is Loss Mitigation?

If you don’t work in the mortgage-servicing industry, you may not be familiar with the term “loss mitigation.” But if you ever stop making your mortgage payments, you’ll hear it often. That’s because ...

What are nonsufficient funds (NSF) fees and how can I avoid them?

When you make your mortgage payment, we’re counting on you to have enough money in your bank account to cover the payment. But if your account doesn’t have enough money, your bank will reject your pay...

Mortgage payoff in five easy steps

Step 1: Request a payoff quote Your principal balance (as listed on your mortgage statement) is not the total amount you’ll need to come up with to pay off your mortgage. That’s because you also owe i...