I am here to assist you with all your mortgage needs. I will help you consider a whole range of factors regarding your lending needs whether you're purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing. I am committed to providing you with the best customer service available. If you want to get started on a home loan, contact me today.
I was born and raised in Cleveland, OH. I received by Bachelor's Degree from Bowling Green State University.
"I was very satisfied with the gentleman (Jim Lahiff) that helped me through my loan process. He kept me appraised from start to closing. He was professional, very helpful, and very willing to provide answers to all my questions. I would highly recommend Jim Lahiff and Penn Financial to anyone."
"I want to let you know how much I appreciated all the kindness, professionalism, follow-through and constant contact keeping me appraised of each step from the beginning to the end when my old mortgage was paid off. You made the whole process much easier. Jim your professionalism was outstanding and I just want to say THANK YOU. I would highly recommend JIM LAHIFF to anyone for any financial help needed. Thanks again."
“Thank You for helping me with my refinance. Jim Lahiff was very knowledgeable when it came to the many questions I had. He was always quick to return my calls. He made it very simple to send him the information required for the process, always answering my questions along the way. I was fairly unsure of the whole process, but Jim made it easy to do. I will definitely recommend him to anyone looking to refinance.”
“This is just a note to thank you for your professional service. I’ve worked with James Lahiff each step while working to close our mortgage, and it only took about 2 weeks. He always answered my calls and questions personally. The closing agent was great too. I would and will recommend New Penn Financial and James Lahiff. He does his job extremely well.”
“James, thank you for being there, either through e-mail communications or phone calls. You were so prompt in the multiple steps that are needed to complete a refinancing. You were most patient with me. In my years of building and owning my home over the last 28 years, I've been in contact with several mortgage lenders and by far you deserve an A+! (It's the teacher part in me to give you that grade:) Communication and follow through are so important, no matter what professional area workers are in....it's the key to success and to make sure things just "go right". My refinanced loan came into effect on April 15th and was done in a timely matter. By your voice on the phone, I could tell that you do indeed enjoy being a part of the lending business. New Penn Financial is lucky to have you!”
“I want to thank you for making this process as painless as possible. I’m very impressed with your knowledge about refinancing. You were always on top of the situation, anticipating well in advance what paperwork or other information would be necessary from me. It was so helpful to have you walk me through, literally step by step, until everything was in order. I also realize that you went out of you way to be available before and after your required work hours to make sure I was comfortable with what was going on, almost daily. You were true to your word, calling and emailing when you said you would. I understand that this is not a process that happens overnight, and you made this as easy as possible for me --- especially in spite of some unanticipated “kinks” that popped up with my personal and immediate family illnesses. Thanks for hanging in there with us. I really appreciate all your efforts on my behalf. I have already spoken about you to someone who is considering refinancing, and you can be sure that when they are ready, you are the one they will call. Thank you again for all your help. It was a real pleasure working with you.”
"We would like to thank Penn Financial so-so much for doing our mortgage loan. They have been such a blessing for us. We want to thank Jim Lahiff personally for his kindness and being so helpful. Throughout the whole process he explained every step along the way. Words can’t express how thankful we truly are. We would recommend anyone to go to New Penn Financial for their loans. Thank you Jim Lahiff and the crew at New Penn Financial. God Bless all of you.”
“Just wanted to say thank you for putting together my new home loan. I was very pleased with your attentiveness and thoroughness. I didn’t realize all my options before I talked to you. I was surprised to find out how much money I could save a month just by refinancing. You put everything together very quickly and with very little work on my part. I believe you had my loan closed in only fifteen or sixteen days from when I first called you. The best surprise for me was that your company had very few charges involved and it didn’t cost me much on closing day. In fact, I believe I will be getting money refunded to me in the coming week. Great work and a great job!!! Thank you so much for everything Jim!”
“Working with Jim on the refinancing of my and my wife's home was a great experience. He made it very easy for us; he was professional; and I would certainly recommend him to others!”
"James Lahiff worked with me to close our loan. I’m happy to say we completed the process for a 15-year, 3.5% fixed interest, conventional loan and this will save us thousands of dollars in interest on the life of the loan (by paying off the loan in 15 years versus 20 years). My main request was that we did not increase our current monthly mortgage payment in the process and happy to report that it is slightly less than was we were paying to our bank. Sure – we had to get an appraisal completed on the house and there was some out-of-pocket expense by doing this, but I was also able to secure roughly $2,000 cash back on the loan which helped pay for the appraisal and then some. Anytime I had a question or concern, James Lahiff quickly responded and stayed on top of everything. He did a remarkable job and he was always clear and concise by phone, email and text messages, and he reviewed information with us every step of the way. The ability to sign most documents electronically was a great way for us to do business and keep the process moving forward quickly. I highly recommend New Penn Financial and James Lahiff for refinancing your home.” –
Temporary power outage? Here is how to prepare.
Short-term power outages can happen at any time. Here’s how to prepare for and get through them.READ MORE
How to avoid late payments and late fees
Just one late mortgage payment can cost you money—and hurt your credit score. Here are some tips that can help you avoid the consequences of paying late.READ MORE
Unless you have a mortgage loan, “escrow” is a word you may not be familiar with. But in the mortgage world, you hear a lot about it. Thankfully, escrow is not hard to explain—or understand. Dive in and answer the most common questions that homeowners ask us about escrow.READ MORE