GA #38626, MA #MLO828221, MO #18301-MLO
I am here to assist you with all your mortgage needs. I will help you consider a whole range of factors regarding your lending needs whether you're purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing.
I am committed to providing you with the best customer service available. If you want to get started on a home loan, contact me today.
I contacted you originally in 2016 and spoke with the loan officer who took the time to tell me the necessary steps to prepare for a loan application. My personal situation is very complicated, and I was impressed by his knowledge and helpfulness. A year later, I contacted your firm again and spoke to Ben Carpenter. After a one minute conversation, I was so impressed with his knowledge and his understanding of my special situation that I decided to move forward. I have no regrets… My loan closed on time with no problems that could not be solved quickly and easily. Your team is the best!!! I have 35 years in the real estate brokerage business and can tell you I have seldom praised a company, but you truly are amazing!! Thank you for a wonderful experience… I was truly dreading this, but it turned out to be a piece of cake!
I have had two wonderful experiences with New Penn Financial. First, it was my refinancing of my primary home in Maryland and Bill Kokosko was fabulous. When I was looking for a second home, it was no question that I would call New Penn. I first contacted Bill because of the great experience I had working with him. He was not able to help since he was not licensed in West Virginia; however, he connected me with Ben Carpenter who was amazing throughout the entire process. I wanted you to know specifically how much I appreciate the help and working relationship I have with both Bill Kokosko and Ben Carpenter.
Ben Carpenter was AWESOME! Honest and forthright throughout the process and meet or exceeded all of my goals. Best experience I've ever had with a financial institute!
How to avoid late payments and late fees
Just one late mortgage payment can cost you money—and hurt your credit score. Here are some tips that can help you avoid the consequences of paying late.READ MORE
Use auto-draft payments to save money and time.
Having your mortgage payments automatically withdrawn from your bank account is not just convenient; it also means you’ll never have to face the negative consequences of late or missed payments.READ MORE
Financial Planning Basics
Financial planning is not just for the wealthy. No matter how little or how much money you have, you need to manage it well. In fact, the less you have, the more careful you need to be.READ MORE